FOR MERCHANTS
Reduce first-party fraud and refund abuse with federated trust intelligence
Reduce first-party fraud and refund abuse with federated trust intelligence
See misuse patterns across the ecosystem, protect trusted customers and automate safe refunds without exposing your data.
See misuse patterns across the ecosystem, protect trusted customers and automate safe refunds without exposing your data.
Get in touch
We’re proud to be supported by a growing number of leading organisations.
Bridging the visibility gap in payments
Bridging the visibility gap in payments
The Trudenty Trust Network creates secure data collaboration between merchants, acquirers and issuers, turning fragmented signals into shared trust intelligence without moving or exposing data.
Trudenty’s privacy-preserving architecture aligns with PSD3 and PSR objectives, enabling compliant, cross-organisational collaboration while maintaining full data ownership and confidentiality.
The Trudenty Trust Network creates secure data collaboration between merchants, acquirers and issuers, turning fragmented signals into shared trust intelligence without moving or exposing data.
Trudenty’s privacy-preserving architecture aligns with PSD3 and PSR objectives, enabling compliant, cross-organisational collaboration while maintaining full data ownership and confidentiality.
Identify high-risk transactions before authorisation, reducing chargebacks and refund abuse at the source
Improve acceptance rates for trusted customers by identifying trusted consumers in real time and accepting more genuine transactions
Reduce manual reviews and post-transaction investigations
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Use trust scores pre-auth to identify risk before checkout and improve approval rates for genuine customers.
Approve trusted customers instantly with real-time trust scores that enable instant, frictionless refunds
Assess refund legitimacy in real time, preventing first-party abuse and fraudulent claims before funds leave the business
Improve operational efficiency by automating refund decisioning to eliminate manual reviews and speed up processing times
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Make faster, smarter refund and dispute decisions powered by explainable trust signals.
Detect multi-accounting and synthetic identities through behavioural patterns and synthetic consumer clusters
Identify cross-merchant refund manipulation by uncovering repeat misuse patterns across connected merchants
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Spot early misuse patterns linked to multi-accounting, synthetic identities and cross-merchant refund manipulation.
Surface shared misuse patterns across merchants, PSPs and issuers through federated collaboration
Uncover known abusers operating across multiple merchants before losses spread
Get in touch
See beyond your own data through federated collaboration across merchants, PSPs and issuers.
Pre-authorisation trust scoring
Identify high-risk transactions before authorisation, reducing chargebacks and refund abuse at the source
Improve acceptance rates for trusted customers by identifying trusted consumers in real time and accepting more genuine transactions
Reduce manual reviews and post-transaction investigations
Get in touch
Use trust scores pre-auth to identify risk before checkout and improve approval rates for genuine customers.
Pre-authorisation trust scoring
Identify high-risk transactions before authorisation, reducing chargebacks and refund abuse at the source
Improve acceptance rates for trusted customers by identifying trusted consumers in real time and accepting more genuine transactions
Reduce manual reviews and post-transaction investigations
Get in touch
Use trust scores pre-auth to identify risk before checkout and improve approval rates for genuine customers.
Instant refunds and claims automation
Approve trusted customers instantly with real-time trust scores that enable instant, frictionless refunds
Assess refund legitimacy in real time, preventing first-party abuse and fraudulent claims before funds leave the business
Get in touch
Assess consumer trust before approval to detect first party and APP fraud while improving acceptance rates for genuine customers.
Instant refunds and claims automation
Approve trusted customers instantly with real-time trust scores that enable instant, frictionless refunds
Assess refund legitimacy in real time, preventing first-party abuse and fraudulent claims before funds leave the business
Get in touch
Assess consumer trust before approval to detect first party and APP fraud while improving acceptance rates for genuine customers.
Account and loyalty misuse detection
Detect multi-accounting and synthetic identities through behavioural patterns and synthetic consumer clusters
Identify cross-merchant refund manipulation by uncovering repeat misuse patterns across connected merchants
Get in touch
Spot early misuse patterns linked to multi-accounting, synthetic identities and cross-merchant refund manipulation.
Account and loyalty misuse detection
Detect multi-accounting and synthetic identities through behavioural patterns and synthetic consumer clusters
Identify cross-merchant refund manipulation by uncovering repeat misuse patterns across connected merchants
Get in touch
Spot early misuse patterns linked to multi-accounting, synthetic identities and cross-merchant refund manipulation.
Network-level fraud intelligence
Surface shared misuse patterns across merchants, PSPs and issuers through federated collaboration
Uncover known abusers operating across multiple merchants before losses spread
Get in touch
See beyond your own data through federated collaboration across merchants, PSPs and issuers.
Network-level fraud intelligence
Surface shared misuse patterns across merchants, PSPs and issuers through federated collaboration
Uncover known abusers operating across multiple merchants before losses spread
Get in touch
See beyond your own data through federated collaboration across merchants, PSPs and issuers.
Lower first party fraud losses, higher approval rates for trusted customers and reduced operational costs
Lower first party fraud losses, higher approval rates for trusted customers and reduced operational costs
Trudenty transforms isolated merchant data into collective network intelligence, helping PSPs and acquirers operate cleaner, safer and more trusted payment ecosystems.
Trudenty transforms isolated merchant data into collective network intelligence, helping PSPs and acquirers operate cleaner, safer and more trusted payment ecosystems.
Get in touch
first-party fraudsters identified
85%
reduction in first-party fraud losses
90%
fewer manual investigations
70%
See what Trudenty could unlock across your merchant portfolio
See what Trudenty could unlock across your merchant portfolio
Enter your volume estimates into the ROI calculator to see how higher trusted payment approvals and lower fraud losses could shift revenue and risk metrics for your merchants.
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Monthly transactions
Average transaction value in GBP
Current fraud rate (%)
Current chargeback rate (%)
Current acceptance rate (%)
Trusted payments+2.0%
+1,620,000
Fraud losses-38.5%
-967,950
In this example, Trudenty unlocks £1,620,000 in additional annual merchant revenue from trusted payments and cuts fraud losses and chargeback spend by £967,950 a year across the portfolio.
Contact us for a detailed analysis tailored to your specific business context and use case.
Recognised by industry leaders
Recognised by industry leaders
Winner
Pay360 Fintech Pitch Live 2025
Fintech Pitch Live 2025
Fintech Pitch Live 2025
Winner
MPE 2025 Public Choice Awards
Best Startup Innovation Award
Best Startup Innovation Award
Winner
Worldline Epayments Challenge 2023
Best Solution - Ensuring Trust and Security
Best Solution - Ensuring Trust and Security
Worldline Fintech Spotlight: Trudenty
Worldline Fintech Spotlight: Trudenty
Featured resources
Featured resources
Fraud Prevention Rules
Rules - The Silent Killer of Fraud Prevention Strategies. Really?
Read more
Mastercard Startup Stories: Trudenty
She experienced fraud firsthand. Now this founder is building a safer, smarter payments experience for all.
Read more
Mastercard Start Path
Mastercard Start Path welcomes 8 new startups to its New Networks program
Read more
FAQs
FAQs
Will we have to share our raw data with Trudenty?
Will we have to share our raw data with Trudenty?
Will our data or related consumer intelligence be shared with other networks?
Will our data or related consumer intelligence be shared with other networks?
What security and compliance standards does Trudenty meet?
What security and compliance standards does Trudenty meet?
Where is data processed?
Where is data processed?
Which regions are covered?
Which regions are covered?
What data is saved on the network and for how long?
What data is saved on the network and for how long?
How does Trudenty integrate with our systems?
How does Trudenty integrate with our systems?
Can Trudenty run in our private cloud or on-premise?
Can Trudenty run in our private cloud or on-premise?
Improve your first-party fraud prevention
Improve your first-party fraud prevention
Reduce first-party fraud and refund abuse with federated trust intelligence.
Get in touch
Trudenty
The Trust Network is the intelligence layer for a connected, collaborative payments ecosystem
— where trust travels as freely as money.
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Address
Level 18
40 Bank Street
Canary Wharf, UK
E14 5NR
Trudenty
The Trust Network is the intelligence layer for a connected, collaborative payments ecosystem — where trust travels as freely as money.
Address
Level 18
40 Bank Street
Canary Wharf, UK
E14 5NR
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